Terms and Conditions

1. Introduction


The Innovative Quotes Terms and Conditions (“Terms”) is a legal agreement between you and Innovative Quotes, Inc. (D/B/A “Innovative Quotes”), a Delaware corporation, governing your use of the Service. By accessing the Innovative Quotes website at www.innovativequotes.com, you agree to comply with and be bound by these Terms.

2. Age Requirement


By using this service, you confirm that you are at least 18 years of age and legally capable of entering into a contract. If you do not agree to these Terms, do not use this website.

3. Services Provided


Innovative Quotes provides users with pricing quotes for various goods and services. Users may also participate in advertising campaigns, surveys, and other promotional activities.

4. Termination


Innovative Quotes reserves the right to terminate user access if it determines a violation of these Terms has occurred. User data may be deleted without prior notice.

5. Dealings with Third-Party Merchants


The service may contain advertisements and links to third-party websites. Innovative Quotes is not responsible for the accuracy or content of these external sites. Transactions with such merchants are solely at the user's discretion.

6. Consent to Communications


By using the service, you agree that Innovative Quotes may contact you for marketing purposes through telephone calls, emails, or other direct marketing methods unless you opt out.

7. Registration Requirements


Users must provide accurate information. Innovative Quotes reserves the right to delete user data if inaccuracies are detected.

8. No Commercial Use


Innovative Quotes is for personal use only. Businesses may not use the service for commercial purposes.

9. Proprietary Rights


All trademarks, logos, and copyrighted materials on the website are the property of Innovative Quotes and cannot be used without prior written consent.

10. Disclaimer of Warranties


The services are provided “as is” and without warranties. Innovative Quotes does not guarantee uninterrupted or error-free service.

11. Third-Party Services Disclaimer


Innovative Quotes is not responsible for any damages incurred due to the use of third-party services.

12. Limitation of Liability


Innovative Quotes will not be liable for incidental or consequential damages. The maximum liability under these Terms is $100 USD.

13. Indemnification


Users agree to indemnify and hold Innovative Quotes harmless from any claims arising from misuse of the service or violations of these Terms.

14. Use Outside the United States


Innovative Quotes services are intended for users within the United States. International users are responsible for ensuring compliance with local laws.

15. Arbitration of Disputes


Any disputes arising from these Terms shall be resolved exclusively through binding arbitration in New York, New York.

16. Waiver of Class Action Rights


Users waive their rights to participate in class-action lawsuits related to these Terms.

17. DMCA Compliance


If you believe your copyrighted work has been used improperly, please contact:

**Innovative Quotes, Inc.**

**Attn:** Copyright Agent

**Email:** info@innovativequotes.com

18. General Provisions


These Terms constitute the entire agreement between users and Innovative Quotes. Any disputes not subject to arbitration shall be litigated exclusively in **New York, NY**.